Welcome to Cheddar Incorporation ("we," "us," or "our"). Your privacy is at the core of our services, and we are committed to protecting the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data when you use the Cheddar mobile application.

A. User-Provided Information We collect information that you provide directly to us to enable the app’s social and utility features. This includes Account Data such as your name and email address used for account creation and authentication. We also collect Social Data provided when you add friends or interact with other users. For our core features, we collect Bill Splitting Data regarding totals and split amounts that you manually input. Note that Cheddar does not process financial transactions or store bank account or credit card details. Additionally, we store Communications from any correspondence you have with our support team.

B. Automatically Collected Information When you use the app, we may automatically collect Technical Data including your device ID, device type, operating system version, and IP address. We also gather Usage Data regarding how you interact with the app, such as features used and time spent on specific screens.

We use your data to facilitate the core add friends and split bills functionality. It is also used to provide customer support and respond to your enquiries. Furthermore, we analyse and personalise app content and features to improve the user experience, maintain the security and integrity of our platform, and meet legal and regulatory requirements in the Maldives.

We do not sell your personal data. We may share your information with other users by making your name or username visible to friends you add to facilitate bill splitting. We may also share data for legal reasons to comply with Maldivian laws or regulatory authorities. Finally, we work with Service Providers who are trusted third-party vendors that assist us in operating our app, provided they adhere to strict confidentiality agreements.

We implement industry-standard security measures to protect your data. Data in transit is protected using SSL/TLS encryption protocols. Access to user data is strictly limited to authorised personnel through role-based access control. All data is stored in secure cloud environments featuring electronic intrusion detection.

You have the right to access and correct your information directly through your profile settings in the app. In compliance with App Store guidelines, you may request the deletion of your account and all associated personal data at any time via the app settings or by contacting support. We retain your information only as long as your account is active or as needed to provide you with services. Upon account deactivation, data will be deleted or anonymised within a reasonable timeframe.

International Data Transfers

Our servers and service providers may be located outside of the Maldives. By using Cheddar, you acknowledge that your information may be transferred to and processed in these jurisdictions. We ensure all providers adhere to high data protection standards.

Cheddar is not intended for use by children under the age of 13. We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal data, we will take steps to delete such information immediately.

This policy is governed by the laws of the Republic of Maldives.

If you have any questions or concerns about this Privacy Policy or wish to exercise your data rights, please contact us at support@mycheddar.app or via our website at www.mycheddar.app.